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🔍 CURATED ALTERNATIVE INVESTMENTS

Access to Carefully Vetted
Alternative Investments

Select introductions to outside funds and private placements

Our Role & Your Protection

What we do (and don't do) with alternative investments

🛡️

KEY MESSAGE

We Do NOT Sell These Investments

BrightAdvisor® acts as an independent curator and introducer—not a salesperson. We identify, vet, and introduce you to select third-party investment sponsors. The sponsors present their offerings directly to you, and you make your own independent decision.

We earn a referral fee from the sponsor if you choose to invest, but this fee does NOT increase your costs—it's paid by the sponsor from their management fees.

🔍 Our Vetting Process

We perform extensive due diligence on every sponsor, including management background checks, track record analysis, fee review, and risk assessment before making an introduction.

🤝 Third-Party Presentation

Sponsors present their offerings directly to you. We do not sell, pitch, or pressure. You receive all documentation (prospectus, PPM, offering materials) directly from the sponsor.

✋ Your Independent Decision

You make 100% of the decision. We provide context and answer questions about fit within your overall plan, but you decide if and how much to invest based on the sponsor's materials.

Why We Offer Introductions

Alternative investments (real estate funds, private equity, hedge funds) can provide diversification, income, and returns uncorrelated to public markets. However, access to quality sponsors is often limited to "insiders" or ultra-high-net-worth investors. We level the playing field by introducing our clients to vetted opportunities normally reserved for institutional investors.

How This Works

A transparent, step-by-step process

1

We Identify Investment Opportunity

Our team continuously researches alternative investment managers across real estate, private equity, hedge funds, and other asset classes. We look for sponsors with strong track records, transparent operations, and investor-friendly terms.

2

We Complete Due Diligence

Before making any introduction, we conduct comprehensive due diligence (see "Our Vetting Process" below). This includes reviewing the management team, analyzing historical performance, understanding fee structures, assessing liquidity terms, and evaluating risks.

3

We Introduce You to Sponsor

If you express interest and meet the sponsor's investor qualifications (typically accredited investor status), we facilitate an introduction. We provide context on how the opportunity might fit your overall financial plan.

4

Sponsor Presents Directly to You

The sponsor conducts their own presentation, answers your questions, and provides all offering documents (Private Placement Memorandum, Subscription Agreement, etc.). We are not involved in the sales process.

5

You Decide Independently

You review the sponsor's materials, conduct your own due diligence, and decide whether to invest. We're available to discuss how the investment fits your plan, but the decision is 100% yours.

6

All Documentation Through Sponsor

If you choose to invest, all subscription documents, fund distributions, K-1s, and investor communications come directly from the sponsor. We monitor your investments as part of your overall financial plan but do not manage the alternative investments themselves.

Current Opportunities

Carefully vetted alternative investment options

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EZ Growth Fund

Multi-strategy equity fund focused on growth and value opportunities in public markets with systematic risk management.

Asset Class:Hedge Fund / Equities
Target Returns:10-15% annually
Minimum Investment:$100,000
Risk Profile:Moderate-High
Liquidity:Quarterly (60 days' notice)
Request Introduction

Contact sponsor for prospectus and offering documents

Enyrgy

Energy infrastructure fund investing in renewable energy projects (solar, wind) with stable cash flows and income distributions.

Asset Class:Energy Infrastructure
Target Returns:8-12% annually
Minimum Investment:$50,000
Risk Profile:Moderate
Liquidity:Illiquid (5-7 year hold)
Request Introduction

Contact sponsor for prospectus and offering documents

🏢

San Diego Fund

Commercial real estate fund focused on multi-family and office properties in high-growth Southern California markets.

Asset Class:Commercial Real Estate
Target Returns:12-18% annually
Minimum Investment:$100,000
Risk Profile:Moderate-High
Liquidity:Illiquid (3-5 year hold)
Request Introduction

Contact sponsor for prospectus and offering documents

Note: Opportunities change periodically based on sponsor availability and offering status. Contact us to discuss current options that match your investment goals.

Our Vetting Process

Rigorous due diligence before any introduction

👥

Management Team Evaluation

We conduct thorough background checks on fund managers, including:

  • • Professional credentials and experience
  • • Track record with prior funds
  • • Regulatory history (SEC, FINRA)
  • • References from other investors
📊

Track Record Analysis

We analyze historical performance data:

  • • Minimum 5-year verifiable track record
  • • Risk-adjusted returns (Sharpe ratio)
  • • Performance across market cycles
  • • Consistency of returns vs. volatility
💰

Fee Structure Review

We ensure fees are reasonable and transparent:

  • • Management fees (typically 1-2%)
  • • Performance fees / carried interest
  • • Administrative and operational costs
  • • Comparison to industry averages

Liquidity Terms

We evaluate redemption terms and lock-up periods:

  • • Initial lock-up period
  • • Redemption frequency and notice requirements
  • • Gates or redemption limits
  • • Side pocket provisions
⚠️

Risk Assessment

We identify and evaluate key risks:

  • • Market and asset-specific risks
  • • Leverage and concentration risks
  • • Operational and counterparty risks
  • • Manager-specific risks
🔍

Ongoing Monitoring

After introduction, we continue monitoring:

  • • Quarterly performance reviews
  • • Material changes to strategy or team
  • • Investor communications and transparency
  • • Fit within your overall plan
⚠️

Important Disclosures

Please read carefully before considering any alternative investment

🔐 Accredited Investor Requirements

Most alternative investments are available only to accredited investors as defined by the SEC. To qualify, you must meet one of the following:

  • • Individual income exceeding $200,000 (or $300,000 with spouse) in each of the prior two years, with expectation to continue
  • • Net worth exceeding $1,000,000, excluding primary residence
  • • Certain professional certifications (Series 7, 65, 82 licenses)

📉 Risk of Loss

Alternative investments are speculative and involve substantial risk of loss, including the potential loss of your entire investment. Past performance is not indicative of future results. There is no guarantee that any alternative investment will achieve its objectives or that projected returns will be realized.

🔒 Illiquidity

Alternative investments are typically illiquid. Your capital may be locked up for 3-10 years with limited or no ability to redeem early. Redemptions (when available) may be subject to notice periods, gates, or significant penalties. Do not invest funds you may need in the short to medium term.

🚫 No FDIC or SIPC Insurance

Alternative investments are not insured by the FDIC, SIPC, or any other government agency. There is no protection against loss of principal. Unlike bank deposits or brokerage accounts, there is no safety net if the investment fails.

✋ Independent Decision Requirement

You must make your own independent decision to invest. BrightAdvisor® provides introductions only—we do not sell or recommend specific alternative investments. You are solely responsible for conducting your own due diligence, reviewing all offering documents, and determining suitability based on your financial situation, risk tolerance, and investment objectives.

💵 Fee Disclosure

BrightAdvisor® may receive a referral fee from the investment sponsor if you choose to invest. This fee is paid by the sponsor and does not increase your investment costs. Typical referral fees range from 0.5% to 2% of invested capital and/or a percentage of ongoing management fees.

We disclose all compensation arrangements in advance. Our referral fees create a potential conflict of interest—we have a financial incentive to introduce you to sponsors. However, we only make introductions to sponsors we have thoroughly vetted and believe may be suitable for appropriate clients.

By requesting an introduction to an alternative investment sponsor, you acknowledge that you have read and understood these disclosures.

Who Should Consider Alternatives?

Alternative investments are NOT for everyone

✅ Good Fit If You...

  • Have $500K+ in investable assets (excluding home equity and emergency funds)
  • Seek diversification beyond traditional stocks/bonds
  • Have a long investment horizon (5-10+ years)
  • Are comfortable with illiquidity and capital lock-ups
  • Understand and accept substantial risk of loss
  • Are willing to conduct thorough due diligence
  • Meet accredited investor requirements

❌ NOT a Good Fit If You...

  • Have less than $500K in investable assets
  • Need liquidity or access to your capital
  • Are investing money you'll need within 5 years
  • Are uncomfortable with risk or volatility
  • Haven't established emergency savings
  • Are unwilling to read complex legal documents
  • Do not meet accredited investor requirements

Frequently Asked Questions

Do you earn a commission if I invest?

Yes. We receive a referral fee from the sponsor if you choose to invest. This fee is paid by the sponsor from their management fees—it does NOT increase your costs. Typical referral fees range from 0.5% to 2% of invested capital and/or a percentage of ongoing management fees. We disclose all compensation arrangements upfront before any introduction.

How do I evaluate these opportunities?

Read everything. Request and thoroughly review the Private Placement Memorandum (PPM), subscription documents, and any supplemental materials from the sponsor. Key areas to focus on:

  • • Management team background and track record
  • • Investment strategy and risk factors
  • • Fee structure (management fees, performance fees, expenses)
  • • Liquidity terms and redemption provisions
  • • Historical performance (if available)

Consider consulting with your attorney, accountant, or other advisors before investing.

What if the investment doesn't work out?

Alternative investments carry substantial risk of loss, including total loss of principal. If an investment underperforms or fails, you may lose some or all of your capital. There is no guarantee, insurance, or protection. This is why we emphasize that alternatives should only be a small portion of a well-diversified portfolio, and only for investors who can afford to lose the invested capital without impacting their financial security.

Can I invest my IRA or 401(k)?

Sometimes, but with limitations. Many alternative investments accept IRA capital through self-directed IRA custodians. However, you'll need to establish a self-directed IRA (SDIRA) with a custodian that allows alternative investments. Additionally, some investments may generate Unrelated Business Taxable Income (UBTI) or Unrelated Debt-Financed Income (UDFI), which can trigger taxes even within an IRA. Consult with a tax advisor before investing retirement accounts in alternatives.

Interested in Alternative Investments?

Schedule a consultation to discuss whether alternative investments are appropriate for your financial plan.